{"id":646752,"date":"2025-10-29T10:05:28","date_gmt":"2025-10-29T14:05:28","guid":{"rendered":""},"modified":"2026-01-21T09:23:07","modified_gmt":"2026-01-21T14:23:07","slug":"calculator-aca-enhanced-premium-tax-credit","status":"publish","type":"interactive","link":"https:\/\/www.kff.org\/interactive\/calculator-aca-enhanced-premium-tax-credit\/","title":{"rendered":"Calculator: ACA Enhanced Premium Tax Credit"},"content":{"rendered":"<p>The Affordable Care Act&#8217;s (ACA) enhanced premium tax credit expired at the end of 2025, which is estimated to <a href=\"https:\/\/www.kff.org\/affordable-care-act\/aca-marketplace-premium-payments-would-more-than-double-on-average-next-year-if-enhanced-premium-tax-credits-expire\/\">increase premium payments<\/a> for Marketplace coverage by 114% on average (an estimated $1,016 a year.) Enrollees across income levels have benefitted from these tax credits.<\/p>\n<p>Enter your income, age, and family size in this calculator to estimate how much you would pay in premiums with and without the enhanced premium tax credits.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The ACA&#8217;s enhanced premium tax credits expired at the end of 2025. This calculator estimates how much out-of-pocket premium payments would increase for families without the enhanced credits. The projected premium increases are estimated based on family income, zip code, size, ages, and 2026 ACA Marketplace premiums.<\/p>\n","protected":false},"author":155412908,"featured_media":696400,"template":"","meta":{"exhibits":[],"authors":[],"jetpack_post_was_ever_published":false,"ep_exclude_from_search":false,"_classifai_error":"","_classifai_text_to_speech_error":"","search_keywords":"Interactive, calculator","shortlink":"","interactive_wide":false,"footnotes":""},"categories":[3962798,1274092,1286878],"tags":[954238,34948,24788933,301221,86400,4517],"series":[],"program":[155109833],"partner":[],"content-types":[579145486,579145500],"class_list":["post-646752","interactive","type-interactive","status-publish","has-post-thumbnail","hentry","category-affordable-care-act","category-health-costs","category-private-insurance","tag-aca-marketplaces","tag-affordability","tag-individual-market","tag-premiums","tag-subsidies","tag-taxes","program-program-on-the-aca","content-types-feature","content-types-interactive"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.9 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Much More Would People Pay in Premiums if the ACA&#039;s Enhanced Premium Tax Credits Expire?| KFF<\/title>\n<meta name=\"description\" content=\"The ACA&#039;s enhanced premium tax credits are set to expire at the end of 2025. This calculator estimates how much out-of-pocket premiums would increase for families if Congress does not extend the credits. The projected premium increases are estimated based on family income, zip code, size, ages, and 2026 ACA Marketplace premiums..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kff.org\/interactive\/calculator-aca-enhanced-premium-tax-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Calculator: ACA Enhanced Premium Tax Credit\" \/>\n<meta property=\"og:description\" content=\"The ACA\u2019s enhanced premium tax credits are set to expire at the end of 2025. This calculator estimates how much out-of-pocket premiums would increase for families if Congress does not extend the credits. 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